Regulatory profile
Lakeland, FL · FDIC certificate #58479 · RSSD 3588312
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $0.8B | 1.32% | 16.71% | 3.74% |
| 2026-03-31 | $1.3B | $1.1B | $0.8B | 1.30% | 16.50% | 3.76% |
| 2025-12-31 | $1.2B | $1.1B | $0.8B | 1.29% | 17.76% | 3.72% |
| 2025-09-30 | $1.2B | $1.1B | $0.8B | 1.31% | 18.53% | 3.69% |
| 2025-06-30 | $1.2B | $1.1B | $0.8B | 1.32% | 18.93% | 3.73% |
| 2025-03-31 | $1.2B | $1.1B | $0.8B | 1.31% | 18.99% | 3.78% |
| 2024-12-31 | $1.2B | $1.1B | $0.7B | 1.12% | 16.69% | 3.53% |
| 2024-09-30 | $1.1B | $1.0B | $0.8B | 1.11% | 16.60% | 3.48% |
| 2024-06-30 | $1.1B | $1.0B | $0.8B | 1.12% | 17.03% | 3.43% |
| 2024-03-31 | $1.1B | $1.0B | $0.7B | 1.06% | 16.47% | 3.37% |
| 2023-12-31 | $1.1B | $1.0B | $0.7B | 0.93% | 13.65% | 3.13% |
| 2023-09-30 | $1.1B | $1.0B | $0.7B | 0.88% | 12.72% | 3.11% |
| 2023-06-30 | $1.0B | $0.9B | $0.7B | 0.87% | 12.29% | 3.15% |
| 2023-03-31 | $1.1B | $1.0B | $0.6B | 0.87% | 12.44% | 3.18% |
| 2022-09-30 | $1.1B | $1.0B | $0.5B | 0.88% | 13.96% | 2.78% |
| 2022-03-31 | $1.0B | $0.9B | $0.5B | 0.62% | 9.36% | 2.39% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4974453 · 2016-07-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.