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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #58479 · RSSD 3588312
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Bank of Central Florida changed deposits by 31802 USD thousands and market share by 0.057904 points in Hillsborough County, FL
Source ↗Bank of Central Florida changed deposits by 109471 USD thousands and market share by 0.008789 points in FL
Source ↗Bank of Central Florida changed deposits by 77669 USD thousands and market share by -1.016461 points in Polk County, FL
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Lakeland | FL | 2 | 1 | Unavailable |
| Tampa | FL | 2 | 0 | Unavailable |
| Plant City | FL | 1 | 0 | Unavailable |
| Winter Haven | FL | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| FL | $1.1B | 0.13% | 58 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 4974453 · 2016-07-01 to current
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $0.8B | 1.32% | 16.71% | 3.74% |
| 2026-03-31 | $1.3B | $1.1B | $0.8B | 1.30% | 16.50% | 3.76% |
| 2025-12-31 | $1.2B | $1.1B | $0.8B | 1.29% | 17.76% | 3.72% |
| 2025-09-30 | $1.2B | $1.1B | $0.8B | 1.31% | 18.53% | 3.69% |
| 2025-06-30 | $1.2B | $1.1B | $0.8B | 1.32% | 18.93% | 3.73% |
| 2025-03-31 | $1.2B | $1.1B | $0.8B | 1.31% | 18.99% | 3.78% |
| 2024-12-31 | $1.2B | $1.1B | $0.7B | 1.12% | 16.69% | 3.53% |
| 2024-09-30 | $1.1B | $1.0B | $0.8B | 1.11% | 16.60% | 3.48% |
| 2024-06-30 | $1.1B | $1.0B | $0.8B | 1.12% | 17.03% | 3.43% |
| 2024-03-31 | $1.1B | $1.0B | $0.7B | 1.06% | 16.47% | 3.37% |
| 2023-12-31 | $1.1B | $1.0B | $0.7B | 0.93% | 13.65% | 3.13% |
| 2023-09-30 | $1.1B | $1.0B | $0.7B | 0.88% | 12.72% | 3.11% |
| 2023-06-30 | $1.0B | $0.9B | $0.7B | 0.87% | 12.29% | 3.15% |
| 2023-03-31 | $1.1B | $1.0B | $0.6B | 0.87% | 12.44% | 3.18% |
| 2022-09-30 | $1.1B | $1.0B | $0.5B | 0.88% | 13.96% | 2.78% |
| 2022-03-31 | $1.0B | $0.9B | $0.5B | 0.62% | 9.36% | 2.39% |