Regulatory profile
Heppner, OR · FDIC certificate #16243
BANK OF EASTERN OREGON is an FDIC-insured institution based in Heppner, OR (FDIC certificate #16243). In its Q3 2026 Call Report it reported total assets of $932M, total deposits of $802M and net loans of $673M. Its primary federal regulator is FDIC.
Plain-language readout
BANK OF EASTERN OREGON has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $960M in Q1 2026 and were lowest at $932M in Q3 2026.
Total deposits were highest at $849M in Q1 2026 and lowest at $802M in Q3 2026.
Over the whole period total assets fell 3.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $932M | $802M | $673M | 1.87% | 16.79% | 5.85% |
| Q2 2026 | $934M | $815M | $677M | 1.90% | 17.38% | 5.75% |
| Q1 2026 | $960M | $849M | $620M | 1.66% | 15.54% | 5.54% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $932M | $802M | $673M | 1.87% | 16.79% | 5.85% |
| 2026-06-30 | $934M | $815M | $677M | 1.90% | 17.38% | 5.75% |
| 2026-03-31 | $960M | $849M | $620M | 1.66% | 15.54% | 5.54% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| OR | $663.1M | 0.64% | 16 | Continuing · +0.02 pp |
| WA | $88.4M | 0.04% | 51 | Continuing · -0.00 pp |
| ID | $26M | 0.07% | 26 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.