Regulatory profile
Heppner, OR · FDIC certificate #16243
BANK OF EASTERN OREGON is an FDIC-insured institution based in Heppner, OR (FDIC certificate #16243). In its Q3 2026 Call Report it reported total assets of $932M, total deposits of $802M and net loans of $673M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANK OF EASTERN OREGON from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $802M |
|---|---|
| Net loans and leases | $673M |
Plain-language readout
BANK OF EASTERN OREGON in Heppner, OR funds its loans with $802M of deposits and holds $673M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK OF EASTERN OREGON in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 83.87% in Q3 2026, against 73.05% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $673M | $802M | 83.87% |
| Q2 2026 | $677M | $815M | 83.12% |
| Q1 2026 | $620M | $849M | 73.05% |