Regulatory profile
Kilmichael, MS · FDIC certificate #9775
BANK OF KILMICHAEL is an FDIC-insured institution based in Kilmichael, MS (FDIC certificate #9775). In its Q3 2026 Call Report it reported total assets of $342M, total deposits of $316M and net loans of $209M. Its primary federal regulator is FED.
Reported facts
BANK OF KILMICHAEL (FDIC certificate #9775) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $342M |
|---|---|
| Total deposits | $316M |
| Net loans and leases | $209M |
| Return on assets | 1.15% |
| Return on equity | 21.04% |
| Net interest margin | 3.77% |
| Quarterly asset change | 0.13% |
| Quarterly deposit change | 1.28% |
Plain-language readout
BANK OF KILMICHAEL in Kilmichael, MS reported total assets of $342M, total deposits of $316M and net loans of $209M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.15%, a return on equity of 21.04%, a net interest margin of 3.77%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $342M | $316M | $209M | 1.15% | 21.04% | 3.77% |
| Q2 2026 | $342M | $312M | $202M | 1.09% | 19.65% | 3.71% |
| Q1 2026 | $344M | $315M | $197M | 1.07% | 19.42% | 3.65% |
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