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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Kilmichael, MS · FDIC certificate #9775
BANK OF KILMICHAEL is an FDIC-insured institution based in Kilmichael, MS (FDIC certificate #9775). In its Q3 2026 Call Report it reported total assets of $342M, total deposits of $316M and net loans of $209M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BANK OF KILMICHAEL from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $316M |
|---|---|
| Net loans and leases | $209M |
Plain-language readout
BANK OF KILMICHAEL in Kilmichael, MS funds its loans with $316M of deposits and holds $209M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK OF KILMICHAEL in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 66.38% in Q3 2026, against 62.62% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $209M | $316M | 66.38% |
| Q2 2026 | $202M | $312M | 64.85% |
| Q1 2026 | $197M | $315M | 62.62% |