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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Alpharetta, GA · FDIC certificate #16281
BANK OF LUMBER CITY is an FDIC-insured institution based in Alpharetta, GA (FDIC certificate #16281). In its Q3 2026 Call Report it reported total assets of $58M, total deposits of $37M and net loans of $16M. Its primary federal regulator is FDIC.
Reported facts
BANK OF LUMBER CITY (FDIC certificate #16281) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $58M |
|---|---|
| Total deposits | $37M |
| Net loans and leases | $16M |
| Return on assets | -4.53% |
| Return on equity | -12.19% |
| Net interest margin | 2.05% |
| Quarterly asset change | 153.51% |
| Quarterly deposit change | 3318.31% |
Plain-language readout
BANK OF LUMBER CITY in Alpharetta, GA reported total assets of $58M, total deposits of $37M and net loans of $16M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -4.53%, a return on equity of -12.19%, a net interest margin of 2.05%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $58M | $37M | $16M | -4.53% | -12.19% | 2.05% |
| Q2 2026 | $23M | $1M | $7M | -3.05% | -7.97% | 1.49% |
| Q1 2026 | $24M | $21M | $9M | -1.83% | -15.60% | 4.85% |
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