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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Alpharetta, GA · FDIC certificate #16281
BANK OF LUMBER CITY is an FDIC-insured institution based in Alpharetta, GA (FDIC certificate #16281). In its Q3 2026 Call Report it reported total assets of $58M, total deposits of $37M and net loans of $16M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANK OF LUMBER CITY from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $37M |
|---|---|
| Net loans and leases | $16M |
Plain-language readout
BANK OF LUMBER CITY in Alpharetta, GA funds its loans with $37M of deposits and holds $16M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANK OF LUMBER CITY in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 42.47% in Q3 2026, against 43.92% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $16M | $37M | 42.47% |
| Q2 2026 | $7M | $1M | 660.44% |
| Q1 2026 | $9M | $21M | 43.92% |