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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #35207 · RSSD 2787770
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
Bank of the James changed deposits by -4955 USD thousands and market share by -1.180195 points in Amherst County, VA
Source ↗Bank of the James changed deposits by 8732 USD thousands and market share by 0.391693 points in Harrisonburg (City) County, VA
Source ↗Bank of the James changed deposits by 1741 USD thousands and market share by 0.251169 points in Botetourt County, VA
Source ↗Bank of the James changed deposits by 566 USD thousands and market share by 0.201579 points in Campbell County, VA
Source ↗Bank of the James changed deposits by 1452 USD thousands and market share by 0.229178 points in Roanoke County, VA
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Lynchburg | VA | 6 | 1 | Unavailable |
| Charlottesville | VA | 3 | 0 | Unavailable |
| Roanoke | VA | 2 | 0 | Unavailable |
| Altavista | VA | 1 | 0 | Unavailable |
| Amherst | VA | 1 | 0 | Unavailable |
| Appomattox | VA | 1 | 0 | Unavailable |
| Bedford | VA | 1 | 0 | Unavailable |
| Buchanan | VA | 1 | 0 | Unavailable |
| Forest | VA | 1 | 0 | Unavailable |
| Harrisonburg | VA | 1 | 0 | Unavailable |
| Lexington | VA | 1 | 0 | Unavailable |
| Madison Heights | VA | 1 | 0 | Unavailable |
| Nellysford | VA | 1 | 0 | Unavailable |
| Rustburg | VA | 1 | 0 | Unavailable |
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 3217032 · 2004-01-01 to current
Unresolved entityRSSD 3818886 · 2008-09-15 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.0B | $0.9B | $0.7B | 1.01% | 13.08% | 3.85% |
| 2026-03-31 | $1.1B | $1.0B | $0.7B | 0.91% | 12.04% | 3.74% |
| 2025-12-31 | $1.0B | $0.9B | $0.7B | 0.78% | 10.75% | 3.68% |
| 2025-09-30 | $1.0B | $0.9B | $0.7B | 0.70% | 9.82% | 3.64% |
| 2025-06-30 | $1.0B | $0.9B | $0.7B | 0.60% | 8.54% | 3.59% |
| 2025-03-31 | $1.0B | $0.9B | $0.6B | 0.23% | 3.30% | 3.49% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| VA | $917.5M | 0.28% | 37 | Continuing · -0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.