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Regulatory profile
Lynchburg, VA · FDIC certificate #35207 · RSSD 2787770
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.0B | $0.9B | $0.7B | 1.01% | 13.08% | 3.85% |
| 2026-03-31 | $1.1B | $1.0B | $0.7B | 0.91% | 12.04% | 3.74% |
| 2025-12-31 | $1.0B | $0.9B | $0.7B | 0.78% | 10.75% | 3.68% |
| 2025-09-30 | $1.0B | $0.9B | $0.7B | 0.70% | 9.82% | 3.64% |
| 2025-06-30 | $1.0B | $0.9B | $0.7B | 0.60% | 8.54% | 3.59% |
| 2025-03-31 | $1.0B | $0.9B | $0.6B | 0.23% | 3.30% | 3.49% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3217032 · 2004-01-01 to current
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.