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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #35207 · RSSD 2787770
BANK OF THE JAMES is an FDIC-insured institution (FDIC certificate #35207). In its Q2 2026 Call Report it reported total assets of $1.0B, total deposits of $0.9B and net loans of $0.7B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for BANK OF THE JAMES from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.80% |
|---|---|
| Equity to assets | 7.90% |
| Noncurrent loans ratio | 0.16% |
| Nonaccrual loans ratio | 0.16% |
| Loan to deposit ratio | 74.44% |
| Liquid assets ratio | 26.64% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $0.9B |
| Net loans and leases | $0.7B |