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Regulatory profile
FDIC certificate #110 · RSSD 107244
BANK OZK is an FDIC-insured institution (FDIC certificate #110). In its Q2 2026 Call Report it reported total assets of $41.7B, total deposits of $34.0B and net loans of $32.1B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANK OZK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.80% |
|---|---|
| Equity to assets | 15.05% |
| Noncurrent loans ratio | 0.92% |
| Nonaccrual loans ratio | 0.92% |
| Loan to deposit ratio | 95.78% |
| Liquid assets ratio | 13.88% |
| Brokered deposit ratio | 7.40% |
| Total deposits | $34.0B |
| Net loans and leases | $32.1B |