Regulatory profile
Coral Gables, FL · FDIC certificate #59354
BANKMIAMI is an FDIC-insured institution based in Coral Gables, FL (FDIC certificate #59354). In its Q3 2026 Call Report it reported total assets of $324M, total deposits of $287M and net loans of $130M. Its primary federal regulator is FDIC.
Reported facts
BANKMIAMI (FDIC certificate #59354) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $324M |
|---|---|
| Total deposits | $287M |
| Net loans and leases | $130M |
| Return on assets | -0.51% |
| Return on equity | -4.04% |
| Net interest margin | 2.67% |
| Quarterly asset change | 2.02% |
| Quarterly deposit change | 2.25% |
Plain-language readout
BANKMIAMI in Coral Gables, FL reported total assets of $324M, total deposits of $287M and net loans of $130M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.51%, a return on equity of -4.04%, a net interest margin of 2.67%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $324M | $287M | $130M | -0.51% | -4.04% | 2.67% |
| Q2 2026 | $318M | $281M | $99M | -0.71% | -5.22% | 2.54% |
| Q1 2026 | $279M | $242M | $76M | -0.82% | -5.35% | 2.50% |
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