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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Coral Gables, FL · FDIC certificate #59354
BANKMIAMI is an FDIC-insured institution based in Coral Gables, FL (FDIC certificate #59354). In its Q3 2026 Call Report it reported total assets of $324M, total deposits of $287M and net loans of $130M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BANKMIAMI from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $287M |
|---|---|
| Net loans and leases | $130M |
Plain-language readout
BANKMIAMI in Coral Gables, FL funds its loans with $287M of deposits and holds $130M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BANKMIAMI in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 45.32% in Q3 2026, against 31.46% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $130M | $287M | 45.32% |
| Q2 2026 | $99M | $281M | 35.07% |
| Q1 2026 | $76M | $242M | 31.46% |