Regulatory profile
Harrisburg, NE · FDIC certificate #19274
BANNER CAPITAL BANK is an FDIC-insured institution based in Harrisburg, NE (FDIC certificate #19274). In its Q3 2026 Call Report it reported total assets of $383M, total deposits of $339M and net loans of $319M. Its primary federal regulator is FDIC.
Reported facts
BANNER CAPITAL BANK (FDIC certificate #19274) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $383M |
|---|---|
| Total deposits | $339M |
| Net loans and leases | $319M |
| Return on assets | 1.99% |
| Return on equity | 18.38% |
| Net interest margin | 4.65% |
| Quarterly asset change | 0.82% |
| Quarterly deposit change | 1.10% |
Plain-language readout
BANNER CAPITAL BANK in Harrisburg, NE reported total assets of $383M, total deposits of $339M and net loans of $319M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.99%, a return on equity of 18.38%, a net interest margin of 4.65%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $383M | $339M | $319M | 1.99% | 18.38% | 4.65% |
| Q2 2026 | $380M | $335M | $307M | 1.88% | 17.32% | 4.58% |
| Q1 2026 | $369M | $328M | $294M | 1.65% | 15.20% | 4.53% |
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