Regulatory profile
Harrisburg, NE · FDIC certificate #19274
BANNER CAPITAL BANK is an FDIC-insured institution based in Harrisburg, NE (FDIC certificate #19274). In its Q3 2026 Call Report it reported total assets of $383M, total deposits of $339M and net loans of $319M. Its primary federal regulator is FDIC.
Plain-language readout
BANNER CAPITAL BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $383M in Q3 2026 and were lowest at $369M in Q1 2026.
Total deposits were highest at $339M in Q3 2026 and lowest at $328M in Q1 2026.
Over the whole period total assets rose 3.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $383M | $339M | $319M | 1.99% | 18.38% | 4.65% |
| Q2 2026 | $380M | $335M | $307M | 1.88% | 17.32% | 4.58% |
| Q1 2026 | $369M | $328M | $294M | 1.65% | 15.20% | 4.53% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $383M | $339M | $319M | 1.99% | 18.38% | 4.65% |
| 2026-06-30 | $380M | $335M | $307M | 1.88% | 17.32% | 4.58% |
| 2026-03-31 | $369M | $328M | $294M | 1.65% | 15.20% | 4.53% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WY | $202.7M | 0.96% | 28 | Continuing · +0.13 pp |
| NE | $113.5M | 0.12% | 106 | Continuing · -0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.