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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Birmingham, AL · FDIC certificate #35314
BHM BANK is an FDIC-insured institution based in Birmingham, AL (FDIC certificate #35314). In its Q3 2026 Call Report it reported total assets of $17M, total deposits of $15M and net loans of $9M. Its primary federal regulator is FDIC.
Reported facts
BHM BANK (FDIC certificate #35314) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $17M |
|---|---|
| Total deposits | $15M |
| Net loans and leases | $9M |
| Return on assets | -4.71% |
| Return on equity | -34.48% |
| Net interest margin | 4.08% |
| Quarterly asset change | -0.06% |
| Quarterly deposit change | 2.53% |
Plain-language readout
BHM BANK in Birmingham, AL reported total assets of $17M, total deposits of $15M and net loans of $9M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -4.71%, a return on equity of -34.48%, a net interest margin of 4.08%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $17M | $15M | $9M | -4.71% | -34.48% | 4.08% |
| Q2 2026 | $17M | $14M | $10M | -3.95% | -27.73% | 3.97% |
| Q1 2026 | $18M | $14M | $9M | -5.96% | -41.16% | 3.68% |
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