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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Birmingham, AL · FDIC certificate #35314
BHM BANK is an FDIC-insured institution based in Birmingham, AL (FDIC certificate #35314). In its Q3 2026 Call Report it reported total assets of $17M, total deposits of $15M and net loans of $9M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BHM BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $15M |
|---|---|
| Net loans and leases | $9M |
Plain-language readout
BHM BANK in Birmingham, AL funds its loans with $15M of deposits and holds $9M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BHM BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 62.95% in Q3 2026, against 65.30% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $9M | $15M | 62.95% |
| Q2 2026 | $10M | $14M | 73.32% |
| Q1 2026 | $9M | $14M | 65.30% |