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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Rapid City, SD · FDIC certificate #58723
BLACK HILLS CMTY BANK N A is an FDIC-insured institution based in Rapid City, SD (FDIC certificate #58723). In its Q3 2026 Call Report it reported total assets of $506M, total deposits of $453M and net loans of $396M. Its primary federal regulator is OCC.
Reported facts
BLACK HILLS CMTY BANK N A (FDIC certificate #58723) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $506M |
|---|---|
| Total deposits | $453M |
| Net loans and leases | $396M |
| Return on assets | 1.75% |
| Return on equity | 17.65% |
| Net interest margin | 3.77% |
| Quarterly asset change | 3.40% |
| Quarterly deposit change | 5.25% |
Plain-language readout
BLACK HILLS CMTY BANK N A in Rapid City, SD reported total assets of $506M, total deposits of $453M and net loans of $396M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.75%, a return on equity of 17.65%, a net interest margin of 3.77%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $506M | $453M | $396M | 1.75% | 17.65% | 3.77% |
| Q2 2026 | $490M | $430M | $369M | 1.71% | 17.10% | 3.71% |
| Q1 2026 | $496M | $444M | $363M | 1.73% | 17.69% | 3.69% |
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