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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Rapid City, SD · FDIC certificate #58723
BLACK HILLS CMTY BANK N A is an FDIC-insured institution based in Rapid City, SD (FDIC certificate #58723). In its Q3 2026 Call Report it reported total assets of $506M, total deposits of $453M and net loans of $396M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for BLACK HILLS CMTY BANK N A from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $453M |
|---|---|
| Net loans and leases | $396M |
Plain-language readout
BLACK HILLS CMTY BANK N A in Rapid City, SD funds its loans with $453M of deposits and holds $396M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for BLACK HILLS CMTY BANK N A in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 87.43% in Q3 2026, against 81.74% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $396M | $453M | 87.43% |
| Q2 2026 | $369M | $430M | 85.67% |
| Q1 2026 | $363M | $444M | 81.74% |