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Regulatory profile
Fargo, ND · FDIC certificate #20776 · RSSD 977951
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.9B | $0.9B | 1.31% | 14.71% | 4.00% |
| 2026-03-31 | $1.1B | $0.9B | $0.9B | 1.13% | 12.82% | 3.80% |
| 2025-12-31 | $1.1B | $0.9B | $0.9B | 0.96% | 11.23% | 3.69% |
| 2025-09-30 | $1.0B | $0.9B | $0.9B | 0.78% | 9.15% | 3.60% |
| 2025-06-30 | $1.0B | $0.9B | $0.8B | 0.69% | 8.11% | 3.51% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2238544 · 2003-12-23 to current
Unmatched RSSD entityRSSD 2238544 · 2002-04-25 to 2003-12-22
Unmatched RSSD entityRSSD 2238544 · 1996-12-12 to 2002-04-24
Unmatched RSSD entityRSSD 1124734 · 1995-04-26 to 1996-12-11
Unmatched RSSD entityRSSD 1124734 · 1994-08-12 to 1995-04-25
Unmatched RSSD entityRSSD 1124734 · 1989-12-31 to 1994-08-11
2020-12-05RSSD 968557 → 977951 · code 1
2018-10-13RSSD 403357 → 977951 · code 1
2016-10-08RSSD 3195064 → 977951 · code 1
2005-12-17RSSD 2883980 → 977951 · code 1
2003-08-11RSSD 300559 → 977951 · code 1
2003-05-12RSSD 95855 → 977951 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.