Regulatory profile
FDIC certificate #20776 · RSSD 977951
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
Border Bank changed deposits by 49828 USD thousands and market share by 0.026211 points in MN
Source ↗Border Bank changed deposits by 6886 USD thousands and market share by 1.612906 points in Lake of the Woods County, MN
Source ↗Border Bank changed deposits by -4921 USD thousands and market share by 0.021433 points in Cass County, ND
Source ↗Border Bank changed deposits by 10045 USD thousands and market share by 1.730561 points in Marshall County, MN
Source ↗Border Bank changed deposits by -4921 USD thousands and market share by -0.023948 points in ND
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Fargo | ND | 2 | 1 | Unavailable |
| Badger | MN | 1 | 0 | Unavailable |
| Baudette | MN | 1 | 0 | Unavailable |
| Clearbrook | MN | 1 | 0 | Unavailable |
| Coon Rapids | MN | 1 | 0 | Unavailable |
| Greenbush | MN | 1 | 0 | Unavailable |
| International Falls | MN | 1 | 0 | Unavailable |
| Middle River | MN | 1 | 0 | Unavailable |
| Roseau | MN | 1 | 0 | Unavailable |
| Thief River Falls | MN | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2020-12-05: RSSD 968557 → 977951 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 6 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2238544 · 2003-12-23 to current
Unresolved entityRSSD 2238544 · 2002-04-25 to 2003-12-22
Unresolved entityRSSD 2238544 · 1996-12-12 to 2002-04-24
Unresolved entityRSSD 1124734 · 1995-04-26 to 1996-12-11
Unresolved entityRSSD 1124734 · 1994-08-12 to 1995-04-25
Unresolved entityRSSD 1124734 · 1989-12-31 to 1994-08-11
Unresolved entityRSSD 5836400 · 2023-01-03 to current
Unresolved entityRSSD 3920510 · 2016-10-08 to 2023-12-31
2020-12-05RSSD 968557 → 977951 · code 1
2018-10-13RSSD 403357 → 977951 · code 1
2016-10-08RSSD 3195064 → 977951 · code 1
2005-12-17RSSD 2883980 → 977951 · code 1
2003-08-11RSSD 300559 → 977951 · code 1
2003-05-12RSSD 95855 → 977951 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.1B | $0.9B | $0.9B | 1.31% | 14.71% | 4.00% |
| 2026-03-31 | $1.1B | $0.9B | $0.9B | 1.13% | 12.82% | 3.80% |
| 2025-12-31 | $1.1B | $0.9B | $0.9B | 0.96% | 11.23% | 3.69% |
| 2025-09-30 | $1.0B | $0.9B | $0.9B | 0.78% | 9.15% | 3.60% |
| 2025-06-30 | $1.0B | $0.9B | $0.8B | 0.69% | 8.11% | 3.51% |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.