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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lamar, SC · FDIC certificate #16723
CAROLINA BANK&TRUST CO is an FDIC-insured institution based in Lamar, SC (FDIC certificate #16723). In its Q3 2026 Call Report it reported total assets of $820M, total deposits of $702M and net loans of $580M. Its primary federal regulator is FDIC.
Reported facts
CAROLINA BANK&TRUST CO (FDIC certificate #16723) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $820M |
|---|---|
| Total deposits | $702M |
| Net loans and leases | $580M |
| Return on assets | 1.74% |
| Return on equity | 13.56% |
| Net interest margin | 4.25% |
| Quarterly asset change | -2.97% |
| Quarterly deposit change | -3.50% |
Plain-language readout
CAROLINA BANK&TRUST CO in Lamar, SC reported total assets of $820M, total deposits of $702M and net loans of $580M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.74%, a return on equity of 13.56%, a net interest margin of 4.25%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $820M | $702M | $580M | 1.74% | 13.56% | 4.25% |
| Q2 2026 | $845M | $727M | $599M | 1.85% | 14.57% | 4.17% |
| Q1 2026 | $831M | $714M | $588M | 1.68% | 13.45% | 4.07% |
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