Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lamar, SC · FDIC certificate #16723
CAROLINA BANK&TRUST CO is an FDIC-insured institution based in Lamar, SC (FDIC certificate #16723). In its Q3 2026 Call Report it reported total assets of $820M, total deposits of $702M and net loans of $580M. Its primary federal regulator is FDIC.
Plain-language readout
CAROLINA BANK&TRUST CO has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $845M in Q2 2026 and were lowest at $820M in Q3 2026.
Total deposits were highest at $727M in Q2 2026 and lowest at $702M in Q3 2026.
Over the whole period total assets fell 1.3%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $820M | $702M | $580M | 1.74% | 13.56% | 4.25% |
| Q2 2026 | $845M | $727M | $599M | 1.85% | 14.57% | 4.17% |
| Q1 2026 | $831M | $714M | $588M | 1.68% | 13.45% | 4.07% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $820M | $702M | $580M | 1.74% | 13.56% | 4.25% |
| 2026-06-30 | $845M | $727M | $599M | 1.85% | 14.57% | 4.17% |
| 2026-03-31 | $831M | $714M | $588M | 1.68% | 13.45% | 4.07% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| SC | $698.8M | 0.54% | 29 | Continuing · +0.05 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.