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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Lamar, SC · FDIC certificate #16723
CAROLINA BANK&TRUST CO is an FDIC-insured institution based in Lamar, SC (FDIC certificate #16723). In its Q3 2026 Call Report it reported total assets of $820M, total deposits of $702M and net loans of $580M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CAROLINA BANK&TRUST CO from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $702M |
|---|---|
| Net loans and leases | $580M |
Plain-language readout
CAROLINA BANK&TRUST CO in Lamar, SC funds its loans with $702M of deposits and holds $580M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CAROLINA BANK&TRUST CO in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 82.67% in Q3 2026, against 82.37% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $580M | $702M | 82.67% |
| Q2 2026 | $599M | $727M | 82.29% |
| Q1 2026 | $588M | $714M | 82.37% |