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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 13,219,761 | 10,339,131 | 10,221,560 | 1.45 | 10.61 | 3.43 |
| 2016-06-30 | 13,447,004 | 10,495,707 | 10,396,450 | 1.27 | 9.31 | 3.40 |
| 2016-09-30 | 14,054,033 | 10,961,905 | 10,891,811 | 1.30 | 9.64 | 3.36 |
| 2016-12-31 | 14,483,815 | 11,709,839 | 11,084,866 | 1.32 | 9.88 | 3.37 |
| 2017-03-31 | 14,194,820 | 11,641,093 | 11,265,345 | 1.40 | 10.62 | 3.44 |
| 2017-06-30 | 14,306,004 | 11,499,590 | 11,493,618 | 1.44 | 10.82 | 3.51 |
| 2017-09-30 | 14,597,726 | 11,867,517 | 11,818,095 | 1.39 | 10.56 | 3.61 |
| 2017-12-31 | 15,622,324 | 12,739,534 | 12,764,536 | 1.22 | 9.18 | 3.73 |
| 2018-03-31 | 15,863,692 | 13,069,435 | 12,901,707 | 1.72 | 12.59 | 3.80 |
| 2018-06-30 | 16,174,710 | 13,179,163 | 13,265,939 | 1.82 | 13.37 | 3.82 |
| 2018-09-30 | 16,439,377 | 13,642,124 | 13,557,301 | 1.80 | 13.19 | 3.86 |
| 2018-12-31 | 16,764,630 | 13,723,105 | 13,895,590 | 1.74 | 12.79 | 3.85 |
| 2019-03-31 | 17,092,633 | 14,107,578 | 14,191,268 | 1.57 | 11.54 | 3.71 |
| 2019-06-30 | 17,575,366 | 14,394,560 | 14,543,015 | 1.63 | 12.06 | 3.66 |
| 2019-09-30 | 17,971,214 | 14,691,259 | 14,707,546 | 1.64 | 12.28 | 3.64 |
| 2019-12-31 | 18,066,529 | 14,725,654 | 14,998,867 | 1.62 | 12.19 | 3.59 |
| 2020-03-31 | 18,264,870 | 15,115,252 | 15,409,535 | 1.14 | 8.69 | 3.34 |
| 2020-06-30 | 19,235,288 | 16,308,788 | 15,484,930 | 1.13 | 8.75 | 3.20 |
| 2020-09-30 | 19,000,888 | 16,065,245 | 15,421,226 | 1.18 | 9.11 | 3.18 |
| 2020-12-31 | 19,024,182 | 16,160,276 | 15,504,429 | 1.26 | 9.77 | 3.18 |
| 2021-03-31 | 19,214,862 | 16,418,583 | 15,523,080 | 1.59 | 12.25 | 3.19 |
| 2021-06-30 | 19,330,759 | 16,563,734 | 15,570,832 | 1.62 | 12.45 | 3.25 |
| 2021-09-30 | 19,846,076 | 17,040,010 | 15,855,934 | 1.58 | 12.20 | 3.28 |
| 2021-12-31 | 20,872,611 | 18,079,241 | 16,213,703 | 1.54 | 12.04 | 3.27 |
| 2022-03-31 | 20,848,825 | 18,099,896 | 17,257,706 | 1.39 | 11.60 | 3.27 |
| 2022-06-30 | 21,219,917 | 18,326,796 | 17,677,673 | 1.56 | 13.10 | 3.42 |
| 2022-09-30 | 21,875,063 | 18,599,689 | 17,992,344 | 1.68 | 14.21 | 3.59 |
| 2022-12-31 | 21,936,467 | 18,520,949 | 18,138,140 | 1.72 | 14.56 | 3.69 |
| 2023-03-31 | 22,015,796 | 18,676,469 | 18,201,840 | 1.71 | 14.52 | 3.76 |
| 2023-06-30 | 23,003,470 | 19,120,152 | 18,872,648 | 1.63 | 13.88 | 3.60 |
| 2023-09-30 | 22,824,784 | 19,659,129 | 18,898,154 | 1.61 | 13.65 | 3.57 |
| 2023-12-31 | 23,056,487 | 19,350,045 | 19,402,833 | 1.54 | 13.03 | 3.53 |
| 2024-03-31 | 23,385,767 | 19,869,753 | 19,329,306 | 1.38 | 11.32 | 3.12 |
| 2024-06-30 | 23,217,533 | 19,811,485 | 19,223,277 | 1.30 | 10.63 | 3.09 |
| 2024-09-30 | 23,253,276 | 19,981,288 | 19,220,392 | 1.25 | 10.17 | 3.11 |
| 2024-12-31 | 23,036,365 | 19,736,694 | 19,215,723 | 1.30 | 10.54 | 3.13 |
| 2025-03-31 | 23,189,059 | 19,838,783 | 19,190,107 | 1.29 | 10.21 | 3.29 |
| 2025-06-30 | 23,709,143 | 20,028,958 | 19,620,653 | 1.34 | 10.65 | 3.30 |
| 2025-09-30 | 24,059,479 | 20,539,528 | 19,912,087 | 1.33 | 10.58 | 3.34 |
| 2025-12-31 | 24,213,489 | 20,911,412 | 19,944,464 | 1.38 | 11.03 | 3.37 |
| 2026-03-31 | 24,035,136 | 20,697,975 | 19,965,860 | 1.53 | 12.12 | 3.44 |
| 2026-06-30 | 24,640,966 | 21,115,175 | 20,394,405 | 1.55 | 12.26 | 3.48 |
66 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-10-27 | 1 | 676160 | 595869 |
| 2015-08-01 | 1 | 810900 | 595869 |
| 2013-06-17 | 1 | 3589588 | 595869 |
| 2007-03-31 | 1 | 2619572 | 595869 |
| 2006-10-18 | 1 | 209139 | 595869 |
| 2006-05-16 | 1 | 960609 | 595869 |
| 2003-10-21 | 1 | 730268 | 595869 |
| 2000-12-11 | 1 | 984155 | 595869 |
| 1999-12-11 | 50 | 236818 | 595869 |
| 1996-11-18 | 1 | 533076 | 595869 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.