Regulatory profile
Charlotte, NC · FDIC certificate #34478
CEDAR HILL NATIONAL BANK is an FDIC-insured institution based in Charlotte, NC (FDIC certificate #34478). In its Q3 2026 Call Report it reported total assets of $15M, total deposits of $2M and net loans of $0. Its primary federal regulator is OCC.
Reported facts
CEDAR HILL NATIONAL BANK (FDIC certificate #34478) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $15M |
|---|---|
| Total deposits | $2M |
| Net loans and leases | $0 |
| Return on assets | 4.77% |
| Return on equity | 6.69% |
| Net interest margin | 3.98% |
| Quarterly asset change | -4.14% |
| Quarterly deposit change | 0.00% |
Plain-language readout
CEDAR HILL NATIONAL BANK in Charlotte, NC reported total assets of $15M, total deposits of $2M and net loans of $0 in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 4.77%, a return on equity of 6.69%, a net interest margin of 3.98%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $15M | $2M | $0 | 4.77% | 6.69% | 3.98% |
| Q2 2026 | $16M | $2M | $0 | 4.79% | 6.74% | 3.98% |
| Q1 2026 | $16M | $2M | $0 | 4.57% | 6.30% | 4.07% |
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