Regulatory profile
Charlotte, NC · FDIC certificate #34478
CEDAR HILL NATIONAL BANK is an FDIC-insured institution based in Charlotte, NC (FDIC certificate #34478). In its Q3 2026 Call Report it reported total assets of $15M, total deposits of $2M and net loans of $0. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CEDAR HILL NATIONAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $2M |
|---|---|
| Net loans and leases | $0 |
Plain-language readout
CEDAR HILL NATIONAL BANK in Charlotte, NC funds its loans with $2M of deposits and holds $0 of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CEDAR HILL NATIONAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 0.00% in Q3 2026, against 0.00% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $0 | $2M | 0.00% |
| Q2 2026 | $0 | $2M | 0.00% |
| Q1 2026 | $0 | $2M | 0.00% |