Regulatory profile
Little Rock, AR · FDIC certificate #1756
CENTRAL BANK is an FDIC-insured institution based in Little Rock, AR (FDIC certificate #1756). In its Q3 2026 Call Report it reported total assets of $982M, total deposits of $758M and net loans of $859M. Its primary federal regulator is FDIC.
Reported facts
CENTRAL BANK (FDIC certificate #1756) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $982M |
|---|---|
| Total deposits | $758M |
| Net loans and leases | $859M |
| Return on assets | 1.13% |
| Return on equity | 12.33% |
| Net interest margin | 3.31% |
| Quarterly asset change | 2.84% |
| Quarterly deposit change | 2.02% |
Plain-language readout
CENTRAL BANK in Little Rock, AR reported total assets of $982M, total deposits of $758M and net loans of $859M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.13%, a return on equity of 12.33%, a net interest margin of 3.31%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $982M | $758M | $859M | 1.13% | 12.33% | 3.31% |
| Q2 2026 | $955M | $743M | $809M | 1.09% | 11.84% | 3.22% |
| Q1 2026 | $938M | $736M | $802M | 1.18% | 12.79% | 3.30% |
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