Regulatory profile
Little Rock, AR · FDIC certificate #1756
CENTRAL BANK is an FDIC-insured institution based in Little Rock, AR (FDIC certificate #1756). In its Q3 2026 Call Report it reported total assets of $982M, total deposits of $758M and net loans of $859M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for CENTRAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $758M |
|---|---|
| Net loans and leases | $859M |
Plain-language readout
CENTRAL BANK in Little Rock, AR funds its loans with $758M of deposits and holds $859M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CENTRAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 113.20% in Q3 2026, against 108.95% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $859M | $758M | 113.20% |
| Q2 2026 | $809M | $743M | 108.86% |
| Q1 2026 | $802M | $736M | 108.95% |