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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Sault Sainte Marie, MI · FDIC certificate #1095
CENTRAL SAVINGS BANK is an FDIC-insured institution based in Sault Sainte Marie, MI (FDIC certificate #1095). In its Q3 2026 Call Report it reported total assets of $515M, total deposits of $447M and net loans of $344M. Its primary federal regulator is FED.
Reported facts
CENTRAL SAVINGS BANK (FDIC certificate #1095) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $515M |
|---|---|
| Total deposits | $447M |
| Net loans and leases | $344M |
| Return on assets | 2.15% |
| Return on equity | 24.81% |
| Net interest margin | 5.02% |
| Quarterly asset change | -0.24% |
| Quarterly deposit change | -0.08% |
Plain-language readout
CENTRAL SAVINGS BANK in Sault Sainte Marie, MI reported total assets of $515M, total deposits of $447M and net loans of $344M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.15%, a return on equity of 24.81%, a net interest margin of 5.02%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $515M | $447M | $344M | 2.15% | 24.81% | 5.02% |
| Q2 2026 | $517M | $447M | $343M | 2.04% | 23.61% | 4.88% |
| Q1 2026 | $488M | $431M | $326M | 2.26% | 26.26% | 4.79% |
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