Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Sault Sainte Marie, MI · FDIC certificate #1095
CENTRAL SAVINGS BANK is an FDIC-insured institution based in Sault Sainte Marie, MI (FDIC certificate #1095). In its Q3 2026 Call Report it reported total assets of $515M, total deposits of $447M and net loans of $344M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for CENTRAL SAVINGS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $447M |
|---|---|
| Net loans and leases | $344M |
Plain-language readout
CENTRAL SAVINGS BANK in Sault Sainte Marie, MI funds its loans with $447M of deposits and holds $344M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CENTRAL SAVINGS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 77.02% in Q3 2026, against 75.57% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $344M | $447M | 77.02% |
| Q2 2026 | $343M | $447M | 76.77% |
| Q1 2026 | $326M | $431M | 75.57% |