Regulatory profile
Ruston, LA · FDIC certificate #29700
CENTURY NEXT BANK is an FDIC-insured institution based in Ruston, LA (FDIC certificate #29700). In its Q3 2026 Call Report it reported total assets of $931M, total deposits of $808M and net loans of $673M. Its primary federal regulator is OCC.
Reported facts
CENTURY NEXT BANK (FDIC certificate #29700) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $931M |
|---|---|
| Total deposits | $808M |
| Net loans and leases | $673M |
| Return on assets | 1.84% |
| Return on equity | 15.11% |
| Net interest margin | 4.76% |
| Quarterly asset change | 1.58% |
| Quarterly deposit change | 1.64% |
Plain-language readout
CENTURY NEXT BANK in Ruston, LA reported total assets of $931M, total deposits of $808M and net loans of $673M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.84%, a return on equity of 15.11%, a net interest margin of 4.76%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $931M | $808M | $673M | 1.84% | 15.11% | 4.76% |
| Q2 2026 | $916M | $795M | $664M | 1.75% | 14.38% | 4.73% |
| Q1 2026 | $913M | $794M | $656M | 1.63% | 13.44% | 4.70% |
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