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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Ruston, LA · FDIC certificate #29700
CENTURY NEXT BANK is an FDIC-insured institution based in Ruston, LA (FDIC certificate #29700). In its Q3 2026 Call Report it reported total assets of $931M, total deposits of $808M and net loans of $673M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for CENTURY NEXT BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $808M |
|---|---|
| Net loans and leases | $673M |
Plain-language readout
CENTURY NEXT BANK in Ruston, LA funds its loans with $808M of deposits and holds $673M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CENTURY NEXT BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 83.22% in Q3 2026, against 82.64% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $673M | $808M | 83.22% |
| Q2 2026 | $664M | $795M | 83.52% |
| Q1 2026 | $656M | $794M | 82.64% |