Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Covington, LA · FDIC certificate #16417
CITIZENS BANK&TRUST CO is an FDIC-insured institution based in Covington, LA (FDIC certificate #16417). In its Q3 2026 Call Report it reported total assets of $180M, total deposits of $158M and net loans of $117M. Its primary federal regulator is FDIC.
Reported facts
CITIZENS BANK&TRUST CO (FDIC certificate #16417) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $180M |
|---|---|
| Total deposits | $158M |
| Net loans and leases | $117M |
| Return on assets | 0.62% |
| Return on equity | 5.83% |
| Net interest margin | 3.70% |
| Quarterly asset change | -2.06% |
| Quarterly deposit change | -2.46% |
Plain-language readout
CITIZENS BANK&TRUST CO in Covington, LA reported total assets of $180M, total deposits of $158M and net loans of $117M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.62%, a return on equity of 5.83%, a net interest margin of 3.70%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $180M | $158M | $117M | 0.62% | 5.83% | 3.70% |
| Q2 2026 | $184M | $162M | $114M | 0.63% | 5.99% | 3.75% |
| Q1 2026 | $188M | $167M | $116M | 0.77% | 7.32% | 3.80% |
Loading financial topics…