Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Covington, LA · FDIC certificate #16417
CITIZENS BANK&TRUST CO is an FDIC-insured institution based in Covington, LA (FDIC certificate #16417). In its Q3 2026 Call Report it reported total assets of $180M, total deposits of $158M and net loans of $117M. Its primary federal regulator is FDIC.
Plain-language readout
CITIZENS BANK&TRUST CO has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $188M in Q1 2026 and were lowest at $180M in Q3 2026.
Total deposits were highest at $167M in Q1 2026 and lowest at $158M in Q3 2026.
Over the whole period total assets fell 4.5%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $180M | $158M | $117M | 0.62% | 5.83% | 3.70% |
| Q2 2026 | $184M | $162M | $114M | 0.63% | 5.99% | 3.75% |
| Q1 2026 | $188M | $167M | $116M | 0.77% | 7.32% | 3.80% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $180M | $158M | $117M | 0.62% | 5.83% | 3.70% |
| 2026-06-30 | $184M | $162M | $114M | 0.63% | 5.99% | 3.75% |
| 2026-03-31 | $188M | $167M | $116M | 0.77% | 7.32% | 3.80% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| LA | $161.4M | 0.12% | 87 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.