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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Hammond, NY · FDIC certificate #14820
CITIZENS NB OF HAMMOND is an FDIC-insured institution based in Hammond, NY (FDIC certificate #14820). In its Q3 2026 Call Report it reported total assets of $24M, total deposits of $23M and net loans of $20M. Its primary federal regulator is OCC.
Plain-language readout
CITIZENS NB OF HAMMOND has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $25M in Q1 2026 and were lowest at $24M in Q2 2026.
Total deposits were highest at $23M in Q1 2026 and lowest at $22M in Q2 2026.
Over the whole period total assets fell 2.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $24M | $23M | $20M | -1.59% | -20.42% | 4.63% |
| Q2 2026 | $24M | $22M | $20M | -1.84% | -23.22% | 4.53% |
| Q1 2026 | $25M | $23M | $19M | -1.61% | -20.05% | 4.34% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $24M | $23M | $20M | -1.59% | -20.42% | 4.63% |
| 2026-06-30 | $24M | $22M | $20M | -1.84% | -23.22% | 4.53% |
| 2026-03-31 | $25M | $23M | $19M | -1.61% | -20.05% | 4.34% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NY | $24.1M | 0.00% | 171 | Continuing · -0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.