Regulatory profile
Hammond, NY · FDIC certificate #14820
CITIZENS NB OF HAMMOND is an FDIC-insured institution based in Hammond, NY (FDIC certificate #14820). In its Q3 2026 Call Report it reported total assets of $24M, total deposits of $23M and net loans of $20M. Its primary federal regulator is OCC.
Plain-language readout
No period-matched peer percentiles are published for CITIZENS NB OF HAMMOND in Q3 2026, so no peer position is inferred.
Peer history below covers 3 quarters of CITIZENS NB OF HAMMOND's reported assets, deposits, net loans, ROA, ROE and NIM, most recently Q3 2026.
Peer interpretation
Under $1B asset cohort · 3148 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.