Regulatory profile
Columbus, TX · FDIC certificate #12305
COLUMBUS STATE BANK is an FDIC-insured institution based in Columbus, TX (FDIC certificate #12305). In its Q3 2026 Call Report it reported total assets of $344M, total deposits of $299M and net loans of $24M. Its primary federal regulator is FDIC.
Reported facts
COLUMBUS STATE BANK (FDIC certificate #12305) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $344M |
|---|---|
| Total deposits | $299M |
| Net loans and leases | $24M |
| Return on assets | 1.06% |
| Return on equity | 8.06% |
| Net interest margin | 2.36% |
| Quarterly asset change | 5.52% |
| Quarterly deposit change | 6.39% |
Plain-language readout
COLUMBUS STATE BANK in Columbus, TX reported total assets of $344M, total deposits of $299M and net loans of $24M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.06%, a return on equity of 8.06%, a net interest margin of 2.36%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $344M | $299M | $24M | 1.06% | 8.06% | 2.36% |
| Q2 2026 | $326M | $281M | $22M | 0.93% | 7.06% | 2.28% |
| Q1 2026 | $338M | $293M | $20M | 0.80% | 6.18% | 2.13% |
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