Regulatory profile
Columbus, TX · FDIC certificate #12305
COLUMBUS STATE BANK is an FDIC-insured institution based in Columbus, TX (FDIC certificate #12305). In its Q3 2026 Call Report it reported total assets of $344M, total deposits of $299M and net loans of $24M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for COLUMBUS STATE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $299M |
|---|---|
| Net loans and leases | $24M |
Plain-language readout
COLUMBUS STATE BANK in Columbus, TX funds its loans with $299M of deposits and holds $24M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COLUMBUS STATE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 8.04% in Q3 2026, against 6.90% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $24M | $299M | 8.04% |
| Q2 2026 | $22M | $281M | 7.78% |
| Q1 2026 | $20M | $293M | 6.90% |