Regulatory profile
Geneva, MN · FDIC certificate #10212
COMMERCE BANK is an FDIC-insured institution based in Geneva, MN (FDIC certificate #10212). In its Q3 2026 Call Report it reported total assets of $217M, total deposits of $159M and net loans of $180M. Its primary federal regulator is FDIC.
Reported facts
COMMERCE BANK (FDIC certificate #10212) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $217M |
|---|---|
| Total deposits | $159M |
| Net loans and leases | $180M |
| Return on assets | 1.38% |
| Return on equity | 10.68% |
| Net interest margin | 3.08% |
| Quarterly asset change | -1.35% |
| Quarterly deposit change | 1.50% |
Plain-language readout
COMMERCE BANK in Geneva, MN reported total assets of $217M, total deposits of $159M and net loans of $180M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.38%, a return on equity of 10.68%, a net interest margin of 3.08%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $217M | $159M | $180M | 1.38% | 10.68% | 3.08% |
| Q2 2026 | $220M | $157M | $184M | 1.30% | 10.18% | 2.99% |
| Q1 2026 | $227M | $166M | $187M | 1.31% | 10.41% | 2.99% |
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