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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Geneva, MN · FDIC certificate #10212
COMMERCE BANK is an FDIC-insured institution based in Geneva, MN (FDIC certificate #10212). In its Q3 2026 Call Report it reported total assets of $217M, total deposits of $159M and net loans of $180M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for COMMERCE BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $159M |
|---|---|
| Net loans and leases | $180M |
Plain-language readout
COMMERCE BANK in Geneva, MN funds its loans with $159M of deposits and holds $180M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COMMERCE BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 113.05% in Q3 2026, against 112.88% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $180M | $159M | 113.05% |
| Q2 2026 | $184M | $157M | 117.30% |
| Q1 2026 | $187M | $166M | 112.88% |