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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Birmingham, MI · FDIC certificate #59305
COMMUNITY UNITY BANK is an FDIC-insured institution based in Birmingham, MI (FDIC certificate #59305). In its Q3 2026 Call Report it reported total assets of $119M, total deposits of $98M and net loans of $87M. Its primary federal regulator is FDIC.
Reported facts
COMMUNITY UNITY BANK (FDIC certificate #59305) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $119M |
|---|---|
| Total deposits | $98M |
| Net loans and leases | $87M |
| Return on assets | -1.30% |
| Return on equity | -6.72% |
| Net interest margin | 3.32% |
| Quarterly asset change | 10.82% |
| Quarterly deposit change | 14.06% |
Plain-language readout
COMMUNITY UNITY BANK in Birmingham, MI reported total assets of $119M, total deposits of $98M and net loans of $87M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -1.30%, a return on equity of -6.72%, a net interest margin of 3.32%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $119M | $98M | $87M | -1.30% | -6.72% | 3.32% |
| Q2 2026 | $107M | $86M | $79M | -1.68% | -8.17% | 3.02% |
| Q1 2026 | $95M | $74M | $61M | -2.00% | -9.23% | 2.54% |
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