Regulatory profile
Birmingham, MI · FDIC certificate #59305
COMMUNITY UNITY BANK is an FDIC-insured institution based in Birmingham, MI (FDIC certificate #59305). In its Q3 2026 Call Report it reported total assets of $119M, total deposits of $98M and net loans of $87M. Its primary federal regulator is FDIC.
Plain-language readout
COMMUNITY UNITY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $119M in Q3 2026 and were lowest at $95M in Q1 2026.
Total deposits were highest at $98M in Q3 2026 and lowest at $74M in Q1 2026.
Over the whole period total assets rose 24.7%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $119M | $98M | $87M | -1.30% | -6.72% | 3.32% |
| Q2 2026 | $107M | $86M | $79M | -1.68% | -8.17% | 3.02% |
| Q1 2026 | $95M | $74M | $61M | -2.00% | -9.23% | 2.54% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $119M | $98M | $87M | -1.30% | -6.72% | 3.32% |
| 2026-06-30 | $107M | $86M | $79M | -1.68% | -8.17% | 3.02% |
| 2026-03-31 | $95M | $74M | $61M | -2.00% | -9.23% | 2.54% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MI | $51.6M | 0.02% | 92 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.