Regulatory profile
Hazlehurst, MS · FDIC certificate #8231
COPIAH BANK is an FDIC-insured institution based in Hazlehurst, MS (FDIC certificate #8231). In its Q3 2026 Call Report it reported total assets of $343M, total deposits of $296M and net loans of $196M. Its primary federal regulator is FED.
Reported facts
COPIAH BANK (FDIC certificate #8231) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $343M |
|---|---|
| Total deposits | $296M |
| Net loans and leases | $196M |
| Return on assets | 0.95% |
| Return on equity | 8.44% |
| Net interest margin | 4.08% |
| Quarterly asset change | 3.27% |
| Quarterly deposit change | 2.36% |
Plain-language readout
COPIAH BANK in Hazlehurst, MS reported total assets of $343M, total deposits of $296M and net loans of $196M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.95%, a return on equity of 8.44%, a net interest margin of 4.08%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $343M | $296M | $196M | 0.95% | 8.44% | 4.08% |
| Q2 2026 | $332M | $289M | $184M | 0.92% | 8.02% | 4.06% |
| Q1 2026 | $332M | $291M | $180M | 0.92% | 8.03% | 4.09% |
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