Regulatory profile
Hazlehurst, MS · FDIC certificate #8231
COPIAH BANK is an FDIC-insured institution based in Hazlehurst, MS (FDIC certificate #8231). In its Q3 2026 Call Report it reported total assets of $343M, total deposits of $296M and net loans of $196M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for COPIAH BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $296M |
|---|---|
| Net loans and leases | $196M |
Plain-language readout
COPIAH BANK in Hazlehurst, MS funds its loans with $296M of deposits and holds $196M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for COPIAH BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 66.21% in Q3 2026, against 61.68% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $196M | $296M | 66.21% |
| Q2 2026 | $184M | $289M | 63.57% |
| Q1 2026 | $180M | $291M | 61.68% |