Regulatory profile
Ranchester, WY · FDIC certificate #8725
COWBOY STATE BANK is an FDIC-insured institution based in Ranchester, WY (FDIC certificate #8725). In its Q3 2026 Call Report it reported total assets of $52M, total deposits of $46M and net loans of $33M. Its primary federal regulator is FED.
Reported facts
COWBOY STATE BANK (FDIC certificate #8725) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $52M |
|---|---|
| Total deposits | $46M |
| Net loans and leases | $33M |
| Return on assets | 0.86% |
| Return on equity | 7.52% |
| Net interest margin | 6.50% |
| Quarterly asset change | 4.23% |
| Quarterly deposit change | 4.50% |
Plain-language readout
COWBOY STATE BANK in Ranchester, WY reported total assets of $52M, total deposits of $46M and net loans of $33M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.86%, a return on equity of 7.52%, a net interest margin of 6.50%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $52M | $46M | $33M | 0.86% | 7.52% | 6.50% |
| Q2 2026 | $50M | $44M | $34M | 0.91% | 7.85% | 6.42% |
| Q1 2026 | $52M | $46M | $34M | 0.93% | 8.09% | 6.24% |
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