Regulatory profile
Ranchester, WY · FDIC certificate #8725
COWBOY STATE BANK is an FDIC-insured institution based in Ranchester, WY (FDIC certificate #8725). In its Q3 2026 Call Report it reported total assets of $52M, total deposits of $46M and net loans of $33M. Its primary federal regulator is FED.
Plain-language readout
COWBOY STATE BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $52M in Q3 2026 and were lowest at $50M in Q2 2026.
Total deposits were highest at $46M in Q3 2026 and lowest at $44M in Q2 2026.
Over the whole period total assets rose 0.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $52M | $46M | $33M | 0.86% | 7.52% | 6.50% |
| Q2 2026 | $50M | $44M | $34M | 0.91% | 7.85% | 6.42% |
| Q1 2026 | $52M | $46M | $34M | 0.93% | 8.09% | 6.24% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $52M | $46M | $33M | 0.86% | 7.52% | 6.50% |
| 2026-06-30 | $50M | $44M | $34M | 0.91% | 7.85% | 6.42% |
| 2026-03-31 | $52M | $46M | $34M | 0.93% | 8.09% | 6.24% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| WY | $45.4M | 0.21% | 39 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.