Regulatory profile
Wynne, AR · FDIC certificate #13821
CROSS BANK is an FDIC-insured institution based in Wynne, AR (FDIC certificate #13821). In its Q3 2026 Call Report it reported total assets of $611M, total deposits of $500M and net loans of $485M. Its primary federal regulator is FDIC.
Reported facts
CROSS BANK (FDIC certificate #13821) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $611M |
|---|---|
| Total deposits | $500M |
| Net loans and leases | $485M |
| Return on assets | 2.05% |
| Return on equity | 19.34% |
| Net interest margin | 5.06% |
| Quarterly asset change | 2.88% |
| Quarterly deposit change | 4.03% |
Plain-language readout
CROSS BANK in Wynne, AR reported total assets of $611M, total deposits of $500M and net loans of $485M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.05%, a return on equity of 19.34%, a net interest margin of 5.06%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $611M | $500M | $485M | 2.05% | 19.34% | 5.06% |
| Q2 2026 | $593M | $481M | $469M | 1.91% | 18.16% | 4.91% |
| Q1 2026 | $564M | $499M | $452M | 2.01% | 19.06% | 5.03% |
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