Regulatory profile
Wynne, AR · FDIC certificate #13821
CROSS BANK is an FDIC-insured institution based in Wynne, AR (FDIC certificate #13821). In its Q3 2026 Call Report it reported total assets of $611M, total deposits of $500M and net loans of $485M. Its primary federal regulator is FDIC.
Plain-language readout
CROSS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $611M in Q3 2026 and were lowest at $564M in Q1 2026.
Total deposits were highest at $500M in Q3 2026 and lowest at $481M in Q2 2026.
Over the whole period total assets rose 8.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $611M | $500M | $485M | 2.05% | 19.34% | 5.06% |
| Q2 2026 | $593M | $481M | $469M | 1.91% | 18.16% | 4.91% |
| Q1 2026 | $564M | $499M | $452M | 2.01% | 19.06% | 5.03% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $611M | $500M | $485M | 2.05% | 19.34% | 5.06% |
| 2026-06-30 | $593M | $481M | $469M | 1.91% | 18.16% | 4.91% |
| 2026-03-31 | $564M | $499M | $452M | 2.01% | 19.06% | 5.03% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| AR | $487.5M | 0.46% | 39 | Continuing · +0.06 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.